StackPilot compares source currency, destination program, ratio, timing, bonus windows, reversibility, award availability, taxes, and surcharges.
Never transfer points speculatively. Confirm award availability before initiating an irreversible transfer.
Rakuten earnings
Eligible earning preference - Cash back or points election
Eligibility and account setup required.
Bank points
Transfer partner - Usually 1:1, varies
Confirm award space before transfer.
Marriott Bonvoy
Airline transfer - Varies
Often weaker value than hotel redemption.
British Airways Avios
Avios linking - 1:1 where eligible
Account-link requirements apply.
Wyndham Rewards
Partner conversion - Program dependent
Caps and status rules may apply.
Rove Miles
Eligible partner transfer - Partner dependent
Do not assume partner availability.